What These Terms Actually Cover
By creating an account on idn45, you confirm that you have read and accepted these terms in full. They govern how your account is opened, how deposits and withdrawals are processed, and what happens if a transaction is disputed. When you add funds using DANA, OVO,
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or GoPay, the wallet provider's own terms also apply alongside ours — both sets of rules run in parallel. We may update these terms when our services change or when legal requirements in eligible regions shift. We will post any meaningful change on this page before
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it takes effect, so checking back is worth your time. Your continued use of the account after a posted update counts as acceptance. If you disagree with a change, the right step is to stop using the account and contact our team to close it cleanly.
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These terms apply only where access is permitted under local law. If access to the platform is restricted in your location, nothing in these terms creates an entitlement to use it. We built this framework around Indonesia account holders, so references to local wallets — DANA,
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OVO, GoPay — reflect the payment rails we actually support for eligible users in Indonesia.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.